Linked2Pay Launches Instant Merchant Account Approval for Payment Processors

OXNARD, Calif. — Linked2Pay has transformed merchant onboarding with its groundbreaking real-time card underwriting solution for ISOs and sponsor banks. The company’s enhanced Bank Centric Payments platform now delivers instant merchant account approvals, eliminating traditional paperwork delays.

Key Features of the New Platform:

  • Instant Merchant Onboarding: ISOs can now register and underwrite merchants in real-time
  • Seamless Integration: Direct connectivity with third-party business analytics providers for risk management
  • Multi-Channel Payment Acceptance: Supports card processing, ACH (with same-day approval), and Remote Deposit Capture (RDC)
  • Complete Payment Solutions: Offers virtual terminals, mobile payments, IVR systems, and e-commerce checkout integration

“This innovation fundamentally changes the merchant acquisition process,” said Chris McNulty, Linked2Pay board member. “Partners can now deliver fully integrated payment solutions immediately, without the administrative bottlenecks of traditional underwriting.”

Industry Impact:

Early adopters like Veritas Payment Advisors report significant improvements in merchant satisfaction. “Our merchants now receive instant approval notifications and can begin processing payments immediately,” noted Jim Malcolm of Veritas. “The platform even streamlines the decline process, maintaining our control over merchant relationships.”

About Linked2Pay:

As a pioneer in payment automation since 2002, Linked2Pay specializes in:

  • ACH processing solutions
  • Credit card payment systems
  • Check payment automation

The company’s Bank Centric Payments platform positions financial institutions at the forefront of payment innovation, having earned recognition as a Gold Medal Winner for ACH technology advancements.

Note: Forward-looking statements in this article are based on current expectations and subject to change based on market conditions and other factors.


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